Attention homeowners: Real estate appraisal services for in Chesnee and Spartanburg County

The top seven reasons SC homeowners hire Upstate Appraisals LLC:

  1. Pre-listing appraisals (whether you're using an agent or selling the home on your own)
  2. To challenge a SC property tax assessment
  3. Remove PMI to cut their mortgage payments
  4. Reinstate their Home Equity Line of Credit (or HELOC)
  5. To review a different appraiser's report for verification
  6. In the case of a SC divorce, where real estate needs to be divided
  7. Determine the true market value of real estate in question to settle an estate in Spartanburg county or SC

Need help determining the price of your home in or near Chesnee, SC?
Contact Upstate Appraisals LLC.

We at Upstate Appraisals LLC understand the unique needs of a customer looking for appraisal services. Our typical business clients get the appraisal process and the customary documents we provide. But as a general consumer,you'll receive extra guidance and explanations through the appraisal process to better understand what we do and how we report our conclusions.

For Sale By Owner (FSBO)/Pre-Listing Services

It's very hard to be objective about your own house because you most likely have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your property will attract interested buyers, a professional appraisal is a crucial negotiating tool once you have a potential buyer. It gives you something concrete to show your buyer. It's an independent third party's opinion of your home's price, and not just you saying how much your home is worth. Potential buyers know that you have an emotional attachment to your house and will be much more likely to give credibility to a seasoned appraiser's value report than yours.

Appraisals to cancel PMI

PMI stands for Private Mortgage Insurance. A fashionable way to save money for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is down below 80% of the value of your property. In most cases you can apply to a lender to have the PMI removed from your loan. We're experts in helping customers just like you rid themselves of unneeded PMI insurance.

Challenging Spartanburg county's assessment of your property

Your local tax assessor may have your home overvalued if you live in an area that is declining or not appreciating as much as other properties close by. This only means you're most likely paying higher taxes than you should be paying. The quicker you take care of things like this, the better, since your property assessment may likely go up again in the next period. Getting an appraisal report from Upstate Appraisals LLC is your chief weapon when contesting your property tax assessment.

Was your HELOC recently frozen?

Even if your specific property has not declined in value, your lender may make the decision to automatically freeze your home equity line of credit (HELOC) if your home is in a declining area. Not only can this be troublesome from a cash flow standpoint, but it can be damaging to your credit score since it may appear as though that credit line is maxed out. Upstate Appraisals LLC can help you reinstate your home equity line of credit with an expert appraisal.

Need Field and Desktop Appraisal Review Services?

Would you like a second opinion without the expense and delay of waiting for a whole new appraisal? Or do you want a seasoned professional to double-check your appraisal for verity? In a field review we will go out and check the subject and comparables in question. If you're in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal? We can help you with that Even though this is usually requested by banks, you may desire to employ this service if you suspect mortgage fraud related to your home.